(Rates Subject To
Change At Any Time By The Board Of Directors.)
DIVIDENDS
The following rates were
declared for the quarter ending December 31, 2011
ACCOUNTS |
RATES |
~ Annual Percentage Yield |
SHARE/SAVINGS ACCOUNT
500.00 - 4,999.99
5,000.00 - 9,999.99
10,000.00 & greater |
0.10% APY~
0.20% APY~
0.35% APY~
|
min. $500.00 average daily balance
min. $5,000.00 average daily balance
min. $10,000.00 average daily bal. |
| INDIVIDUAL RETIREMENT ACCOUNT |
0.50% APY~ |
minimum $.01
average daily balance |
| CHRISTMAS CLUB ACCOUNT |
1.00% APY~ |
min. $100.00
average daily balance |
| PREMIER ACCOUNT |
0.05% APY~ |
min. $500.00
average daily balance |
| NEW HORIZONS ACCOUNT |
0.05% APY~ |
min. $300.00
average daily balance |
SHARE CERTIFICATE
$1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 - $100,000.00
Rates for members only !!! |
not offering
at this time |
|
|
|
|
Share/Savings
Account Rates are Calculated On Average Daily Balance, Paid And Compounded
Quarterly. Christmas Club Account Rate Is Paid On The Average Daily Balance
And Paid Annually on November 1st. The Premier Account and New Horizons Account
Rates are Calculated On Average Daily Balances, Paid And Compounded Monthly. Share
Certificate Rates are Calculated On Daily Balance, Paid And Compounded Monthly.
LOANS
| (new & used) AUTOS &
MOTORCYCLES |
RATES** |
* Annual Percentage Rate |
| 1 - 36 months |
3.95% - 17.00% APR*
|
Restrictions
apply |
| 37 - 48 months |
4.45% - 18.00% APR* |
Restrictions
apply |
| 49 - 60 months |
4.95% - 18.00% APR* |
Restrictions
apply |
| 61
- 72 mos. |
5.75% - 15.30% APR* |
Restrictions
apply |
|
Restrictions
on terms apply for age and mileage
of vehicles & credit scores |
|
| Vehicles older than 7 years |
|
|
|
1 - 48 months |
6.50% - 18.00% APR* |
Restrictions
apply |
| 49
- 60 months |
7.25% - 18.00% APR* |
Restrictions
apply |
|
|
|
| BOATS & MOTOR
HOMES (new & used) |
|
|
| 1 - 36
months |
5.95% - 15.00%
APR* |
Restrictions
apply |
| 37 - 48 months |
6.45% - 16.00%
APR* |
Restrictions
apply |
| 49 - 60 months |
6.95% - 16.50%
APR* |
Restrictions
apply |
| 61 - 72 months |
7.75% - 17.30%
APR* |
Restrictions
apply |
| 73 - 84 months
(RVs) |
9.00% - 18.00%
APR* |
Restrictions
apply |
|
|
|
MasterCard
| Regular |
10.90 - 13.90% APR* |
| Gold |
8.90 - 10.90% APR* |
| Secured |
14.00 - 16.00% APR* |
OTHER LOANS
| Recreational Vehicles |
9.00% - 11.50% APR*
9.75% - 12.25% APR* |
up to 60 months
up to 72 months |
| Open End Signature Loan |
11.00% - 15.45% APR* |
up to 36 months /maximum $5000 |
| Share Secured |
Call for rate |
up to 60 months |
| Share Certificate (CD) Secured |
+ 2.00% of certificate rate |
up to
term of certificate |
| Home Equity Loans |
Loans Not Available at this time |
|
| Small Home/Farm Equipment |
9.00% - 15.50% APR*
9.75% - 12.25% APR* |
up to 48 months
up to 60 months |
|
|
|
|
